ANALISIS PENGARUH PEMBIAYAAN MUSYARAKAH TERHADAP PENDAPATAN NASABAH PADA PT. BANK SUMUT CABANG SYARIAH PADANGSIDIMPUAN

Abstract

This study aims to determine how influence of musyarakah financing on customer's income at PT Bank SUMUT Syariah Padangsidimpuan Branch. Method used is a quantitative approach with a simple regression analysis model supported by test model and statistical test by using SPSS program version 17. This research showed approximately 55.1%, variable musyarakah financing variables affect customer income at PT Bank SUMUT Sharia Branch Padangsidimpuan, while 44.9% is explained by other factors. From the regression analysis obtained the following regression equation: ŷ = 9,195 + 1,068x. This means that any musyarakah financing of 1 rupiah will increase the customer's income by 1.068 rupiah.