Receivable Dan Inventory Financing Sebagai Determinan Profitabilitas: Analisis Laporan Keuangan PT. Bank Syariah Indonesia (BSI) KCP Krakatau TBK Tahun 2020-2024

Authors

  • Siti Kadariah
  • Putri Nazli Universitas Potensi Utama
  • Antis Camelia Universitas Potensi Utama

Keywords:

Pembiayaan, Pembiayaan Utang, Pembiayaan Persediaan, Laporan Keuangan, Profitabilitas

Abstract

This study's goal is to investigate to how financing  and inventory financing affect Bank Syariah Indonesia's (BSI) Tbk's profitability.  The significance of finance as the primary revenue stream for Islamic banks serves as the study's backdrop. Data from BSI's financial statements for the years 2020–2024 are used in this quantitative research. The research results show that profitability is positively and significantly influenced by the receivables financing variable. Profitability is also positively and significantly influenced by the inventory financing variable. In general, profitability is influenced by both inventory financing and receivables financing.

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Published

2025-08-09